Historic Low Interest Rates Equals Financial Cushion in Uncertain Times
With interest rates on home loans at all-time lows, now is an optimum time to refinance your home, or purchase a new one.
Who benefits from these rates? Homeowners with interest rates 4% and above, as well as buyers looking to save money or purchase a larger home than originally anticipated.
Why refinance?
- Lower monthly payments to free up funds for other necessities
- Shorten the term of your mortgage by shifting to a 15-year loan, if possible
- Pay off principle, not interest, to save money long term
- Create certainty by switching from an adjustable mortgage rate to a fixed loan
- Consolidate other high-interest debt (student loans, credit card debt) to save money and time
- Access equity from your home for home improvements, which add value to your home
Bottom line: refinancing your home will create a financial cushion for you and your family, which is always welcomed but is especially important during these uncertain times. And we are here to help.
Communication Is Key, Especially Now
Strong, consistent communication is central to how we do business, and we are equipped to provide exceptional service even if we can’t meet face-to-face. Using Zoom, FaceTime and other interactive, virtual formats, we continue to meet with our clients, and we remain connected through phone calls, text messages, and in-person meetings when possible.
The Local Advantage
We are local loan officers, not a voice over a 1-800 number, who know the local market. We save you time and money by shopping around for the best rates and loans to find you the most advantageous option available, tailored to your specific needs.
Take the first step in securing a financial cushion for you and your family.
Fill out the form to the right. It takes just seconds but will reap years of reward!
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.